I'm a West Bloomfield native having been born and raised in the local area. My youth was filled with extra-curricular activities and organization centered around school and athletics. Current hobbies of mine include spending time with the family, traveling, participating and volunteering with various youth programs and organizations.

I specialize in representing my clients in the purchases and sales of single-family residences and income property within the cities of West Bloomfield, Canton, Farmington Hills, Commerce, Livonia, Northville, Novi, Bloomfield, and Southfield. I keep current of all transactions in these areas, and I'm also very knowledgeable with the local schools. Also as well as being a licensed Realtor for 20 years, I have been a mortgage lender for 17 years. I combine the 2 because they are so naturally related and always save my real estate customers considerable money by providing them the lowest interest rates and lowest possible closing costs


It’s my pleasure to offer my services to you. As the real estate representative for the neighborhood, I’ve had the opportunity to help many homebuyers find their ideal homes. I look forward to working with you, too!

Buying a new home is one of the largest financial transactions that most people ever undertake. Because the process can be lengthy and sometimes confusing, I want you to know that I will be here to help you through every step. My goal is to help you find the home of your dreams and also make your home buying experience as easy and enjoyable as possible.
 

My Objectives

• Listen carefully to make sure I understand YOUR objectives and preferences.
• Explain the home buying process thoroughly
• Discuss agency representation
• Diligently search for a home that meets your criteria
• Send you new listings as soon as they come on the market
• Provide you with a market analysis, so you are comfortable with the prices in your desired neighborhood
• Negotiate on your behalf
• Diligently track the closing process on the sale of your home
• Communicate consistently, so you know what to expect

I would be happy to answer any questions you might have about buying, financing or current market conditions. I can also send you listings of suitable properties currently on the market where you want to live. My services include helping you find a home, arrange financing, negotiate the purchase, and handle the details to ensure a smooth closing.

The Closing Process

Once you have found the home you want to buy, there are several additional steps you need to take to close the sale after the purchase and sale agreements have been signed.

Step 1) Contingency removal: The most common contingencies are inspection, financing and the sale of your current home. These conditions must be removed or waived in writing before the sale on your new home can close.

Step 2) Appraisal and title report: Your lender requires a formal appraisal to confirm the value of the home you’re buying, to use as collateral to secure the loan. The title report ensures that the seller has clear title to the property and has the right to transfer ownership to you.

Step 3) Prepare closing documents: Escrow service companies or real estate attorneys prepare documents that confirm the transaction, prorate funds, etc.

Step 4) Signing of closing documents: Although both parties may have signed closing documents and deposited funds, the sale actually closes when the deed is recorded and the proceeds are available to the seller.

Step 5) Signed documents go to the lender for final review.

Step 6) The deed is recorded and funds disbursed.

Step 7) The seller receives the proceeds and the moving van arrives.

Step 8) You get the keys to your new home!

There are many opportunities for surprises or delays in a transaction. Part of my expertise is in troubleshooting problems that arise in the closing process, including anticipating and preparing for potential problems before they arise.

Please email or call me any time if you have questions or would like more information about any purchase or any market analyses.

 

 

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